Malaysia Credit Card Review ( May 30th , 2008 )

Malaysia Credit Card Review ( May 30th , 2008 )

(1)  Joining fee: (# Local Bank , * Foreign Bank )

NIL (10 Points)

# Affin # Alliance # AmBank # CIMB * Citibank # EON

* HSBC *OCBC # Public #RHB * United Overseas * Al-Rajhi

# AmIslamic # Bank Islam

Up To RM 20 (9Points)

# Hong Leong

Up To RM 100 (8 Points)

* Standard Chartered

Up To RM 150 (7 Points)

# Maybank

(2) Card Replacement fee: (# Local Bank , * Foreign Bank )

Up To RM 25 (10 Points)

# AmIslamic 

# AmBank

Up To RM 30 (9 Points)

* Al-Rajhi

* OCBC

Up To RM 50( 8 Points)

#Bank Islam

* United Overseas * Standard Chartered # RHB * HSBC

# Hong Leong * Citibank # CIMB # Alliance # Affin

Up To RM 100 (7 Points)

# Maybank

Up To RM 150 (6 Points)

# Public

# EON

(3)  Cash Advance fee: (# Local Bank , * Foreign Bank )

5% (10 Points)

* Citibank

# Maybank

RM 10 (9 Points)

* Al-Rajhi

5% Min RM 15 (8 Points)

# Alliance # CIMB

* HSBC *OCBC # RHB

4.5% Min RM 20 (7 Points)

# EON

5% Min RM 20 (6 Points)

# Affin # Hong Leong

# Public * United Overseas

5% Min RM 25 (5 Points)

* Standard Chartered

RM 50 (4 Points)

# AmIslamic

3% Min 50 (3 Points)

# Bank Islam

5% Min RM 50 (2 Points)

# AmBank

(4)  Dishonoured Cheque (per cheque): (# Local Bank , * Foreign Bank )

NIL (10 Points)

# Bank Islam

* Al-Rajhi # Maybank

RM 50 (9 Points)

* Citibank # CIMB # Alliance

Up To RM 100 (8 Points)

# Hong Leong

RM 100 (7 Points)

# AmIslamic

* Standard Chartered # RHB # Public * OCBC * HSBC

# EON # AmBank

RM 150 (6 Points)

* United Overseas

# Affin

(5)  Production of Sales Draft (per draft): (# Local Bank , * Foreign Bank )

NIL ( 10 Points)

* Al-Rajhi

RM 10 (9Points)

# Affin 

Up To RM 15 (8 Points)

# Maybank * United Overseas

RM15 (7 Points)

# Alliance # CIMB # EON

# Public

RM 20 (6 Points)

# AmBank # Hong Leong

* HSBC # RHB * Standard Chartered

# AmIslamic

Up To RM 25 (5 Points)

* OCBC

RM25 ( 4 Points)

* Citibank

Up To RM 50 ( 3 Points)

# Bank Islam

(6)  OverLimit fee: (# Local Bank , * Foreign Bank )

NIL ( 10 Points)

# Bank Islam

* Al-Rajhi # Public # Maybank * HSBC

# CIMB # Alliance # Affin

2% ( 9 Points)

* United Overseas

RM 10 (8 Points)

# Hong Leong

RM 20 (7 Points)

# EON

RM 25 (6 Points)

* Citibank

RM 50 (5 Points)

* Standard Chartered # RHB

2% Min 50( 4 Points)

# AmIslamic # AmBank

5% Min 50 (3 points)

* OCBC

(7)  Additional Statement fee ( per statement): (# Local Bank , * Foreign Bank )

NIL ( 10 Points)

# Alliance # EON

Up To RM 5 (9Poins)

# Maybank # Hong Leong

RM 5 ( 8 Points)

# Affin # CIMB * Citibank 

* HSBC # Public # RHB # Bank Islam

Up To RM 6 (7 Points)

* United Overseas

Up To RM 10 ( 6 Points)

* Standard Chartered

Up To RM 20 ( 5 Points)

* Al-Rajhi

RM 20 (4 Points)

# AmBank # Am Islamic

Up To RM 30 ( 3 Points)

* OCBC

(8)  Early Settlement Penalty ( Balance Transfer): (# Local Bank , * Foreign Bank )

NIL ( 10 Points)

# Bank Islam * Al-Rajhi # RHB * OCBC # CIMB

5% ( 9 Points)

* Citibank # Alliance

RM 30 (8 Points)

* Standard Chartered

 Up To RM 100 ( 7 Points)

# Maybank 

RM 100 ( 6 Points)

# AmBank # AmIslamic * United Overseas # Public # Hong Leong * HSBC # EON 

RM 250( 5 Points)

# Affin

(9) Early Settlement Penalty ( Easy payment plan): (# Local Bank , * Foreign Bank )

NIL ( 10 Points)

# Affin # Alliance # EON # Hong Leong * HSBC # Maybank * OCBC # RHB * Al-Rajhi # Bank Islam

RM 30 (9Points)

* Citibank

RM 50 (8 Points) 

# CIMB * United Overseas

RM 100(7 Points)

# AmIslamic # AmBank # Public * Standard Chartered